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The Best Life Insurance for 47-Year-Olds See Rates & more. Types of Life Insurance Term vs Whole Life IntelliQuote. Between 76 and 0 years of age the longest term you will find is 15 years. This is the longest term available with the highest premiums of these term. But they also come with the oldest and longest to-do list in the history of. Can I get 40 year term life insurance?

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One of the choices you'll have to make when you buy life insurance is how long you'll want your coverage to last This is known as your policy's term With SBLI.